Cigna Dental Insurance – Parker, CO
Get the Most Out of Your Monthly Premium
If you have a Cigna dental insurance plan, you’ll be happy to know that your team at RidgeGate dental is considered in-network! When you use your Cigna dental insurance benefits to offset your treatment costs at our office, we’ll be able to apply the most coverage offered by your unique policy. In many cases, this can take care of most (if not all) of your expenses. Give us a call so you can get the most out of your monthly premium and save money on quality dental care.
Learn More About the Benefits of Cigna
Unlike “regular” medical insurance, dental insurance like Cigna plans emphasize preventive care. As you’ll see below, that generally means you can expect to receive the most amount of coverage for treatments like biannual checkups and cleanings, as well as diagnostic costs associated with things like X-rays.
Most (but not all) Cigna dental insurance plans also involve an annual maximum and deductible. Your deductible is the amount of money you’ll have to pay out of pocket before your benefits will “kick in” (checkups and cleanings are usually exempt from this). Your annual maximum, meanwhile, is the most amount of money your benefits will cover in a given year. Keeping track of these two numbers will help you save money, though we’re also happy to confirm your coverage at your request.
Cigna Coverage Availability & Fees
Coverage availability and fees can vary from plan to plan. However, most dental insurance policies are structured like this:
- 100% coverage for preventive care
- 80% coverage for minor restorative treatments
- 50% coverage for major restorative treatments
Cigna Employers in Parker
Not sure whether you have Cigna dental insurance? We know that Charles Schwab is one employer in Parker that offers Cigna plans to its employees. If you work at Charles Schwab and have enrolled in the company’s insurance package, chances are you do have Cigna dental benefits.
In other cases, we can simply use your dental insurance card or policy number to track down your specific plan. When in doubt, ask our friendly team for help!